Sending money to Ghana from United States
MoneyGram
$14.84
Every provider, ranked at $200
| Provider | Type | Fee | FX margin | Total cost | % of transfer |
|---|---|---|---|---|---|
| MoneyGram | Money Transfer Operator | $0.00 | $0.64 | $0.64 | 0.32% |
| WorldRemit | Money Transfer Operator | $0.00 | $1.80 | $1.80 | 0.90% |
| Walmart2World | Money Transfer Operator | $5.99 | $0.44 | $6.43 | 3.22% |
| Ria | Money Transfer Operator | $4.00 | $3.34 | $7.34 | 3.67% |
| Western Union | Money Transfer Operator | $4.99 | $6.42 | $11.41 | 5.71% |
| Dahabshiil | Money Transfer Operator | $12.00 | $3.48 | $15.48 | 7.74% |
How to read these numbers
The cost of a transfer is the fee plus the margin the provider takes on the exchange rate. The margin is invisible at the counter: you are quoted a rate, not the difference between that rate and the interbank one, so a "free" transfer can quietly cost more than one with a fee attached. Both are separated in the table above.
Percentages fall as the amount rises wherever a provider charges a flat fee, which is why the same provider can be the cheapest at one amount and not at another. That is exactly what the calculator is for — the ranking above is computed at your amount, not at a fixed one.
