Sendwave — review & details

In Money transfer & remittance · By the Rateweb editorial team · How we rate · Details checked 30 Jul 2026

Zero-fee, margin-priced app sending straight to MoMo wallets — consistently competitive for smaller family remittances.

Sendwave

Zero-fee, margin-priced app sending straight to MoMo wallets — consistently competitive for smaller family remittances.
★★★★☆
4.2/5 · How we rate
No fee; cost in the exchange-rate margin
Pricing
Direct to MoMo wallets
Payout
Minutes
Speed
Free to receive
Receiving Cost
inbound
Direction
Pros
  • Simple, fast, wallet-native
  • Good for recurring small amounts
Cons
  • Compare the rate on bigger transfers
  • Fewer payout options than the big networks
Visit Sendwave

How Sendwave compares in money transfer & remittance

Sendwave scores 4.2/5 in our money transfer & remittance rankings. Our current top pick is Wise (4.6/5). Always compare a few before you decide — see the full money transfer & remittance comparison.

Sendwave
4.2/5 · this page
 Wise
4.6/5
 LemFi
4.4/5
Pricing No fee; cost in the exchange-rate margin Mid-market rate + transparent fee, ~0.5–1.5% all-in (USD→GHS) $0/£0/€0 flat fee; ~0.5–2% FX margin is the real cost
Payout Direct to MoMo wallets Bank account, or MTN / AirtelTigo / Telecel wallet by phone number Bank or mobile-money wallet
Speed Minutes Wallets in minutes once converted; bank same working day Typically within minutes on the Ghana corridor
Receiving Cost Free to receive Free to receive; MoMo cash-out fees only if converting to cash Free to receive
Visit Sendwave → Visit Wise → Visit LemFi →

← Compare all money transfer & remittance

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Details last checked: July 2026

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