Fidelity Bank — review & details

In Bank accounts · By the Rateweb editorial team · How we rate · Details checked 30 Jul 2026

The strongest mobile-money integration of the banks reviewed — send to any MoMo wallet, approve agent cash-outs from your phone, unlock the app with your Ghana Card.

Best MoMo integration

Fidelity Bank

The strongest mobile-money integration of the banks reviewed — send to any MoMo wallet, approve agent cash-outs from your phone, unlock the app with your Ghana Card.
★★★★☆
4.4/5 · How we rate
*776# (can open a Smart Account on the spot)
U S S D
Bank of Ghana–licensed universal bank
Licence
GDPC-insured up to the statutory limit
Deposit Protection
Confirm the current fee schedule with the bank — not published here
Fees
bank
Type
Pros
  • Instant account opening via *776# or app
  • Transfers to all MoMo wallets in Ghana
  • Ghana Card app-unlock and agent cash-out approval
Cons
  • Fully Ghanaian-owned but smaller branch net than GCB
  • Agent/MoMo fees vary — confirm
Visit Fidelity Bank

How Fidelity Bank compares in bank accounts

Fidelity Bank scores 4.4/5 in our bank accounts rankings. Our current top pick is GCB Bank (4.4/5). Always compare a few before you decide — see the full bank accounts comparison.

Fidelity Bank
4.4/5 · this page
GCB Bank
4.4/5
Zenith Bank
4.3/5
U S S D *776# (can open a Smart Account on the spot) *422# (works across MTN/Telecel/AT, no data needed) *966# (dial *966*0# to open an account instantly)
Licence Bank of Ghana–licensed universal bank Bank of Ghana–licensed universal bank Bank of Ghana–licensed universal bank
Deposit Protection GDPC-insured up to the statutory limit GDPC-insured up to the statutory limit GDPC-insured up to the statutory limit
Fees Confirm the current fee schedule with the bank — not published here Confirm the current fee schedule with the bank — not published here Confirm the current fee schedule with the bank — not published here
Visit Fidelity Bank → Visit GCB Bank → Visit Zenith Bank →

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Details last checked: July 2026

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