Zenith Bank — review & details

In Bank accounts · By the Rateweb editorial team · How we rate · Details checked 30 Jul 2026

The fastest fully digital account opening — *966*0# creates an account in seconds, and GhQR merchant payments are built in.

Zenith Bank

The fastest fully digital account opening — *966*0# creates an account in seconds, and GhQR merchant payments are built in.
★★★★☆
4.3/5 · How we rate
*966# (dial *966*0# to open an account instantly)
U S S D
Bank of Ghana–licensed universal bank
Licence
GDPC-insured up to the statutory limit
Deposit Protection
Confirm the current fee schedule with the bank — not published here
Fees
bank
Type
Pros
  • Instant account opening even for non-customers
  • GhQR merchant payments via *966*3#
  • Schedule transfers and travel notices in-app
Cons
  • Higher limits need full KYC upgrade
  • Smaller branch footprint
Visit Zenith Bank

How Zenith Bank compares in bank accounts

Zenith Bank scores 4.3/5 in our bank accounts rankings. Our current top pick is GCB Bank (4.4/5). Always compare a few before you decide — see the full bank accounts comparison.

Zenith Bank
4.3/5 · this page
GCB Bank
4.4/5
Fidelity Bank
4.4/5
U S S D *966# (dial *966*0# to open an account instantly) *422# (works across MTN/Telecel/AT, no data needed) *776# (can open a Smart Account on the spot)
Licence Bank of Ghana–licensed universal bank Bank of Ghana–licensed universal bank Bank of Ghana–licensed universal bank
Deposit Protection GDPC-insured up to the statutory limit GDPC-insured up to the statutory limit GDPC-insured up to the statutory limit
Fees Confirm the current fee schedule with the bank — not published here Confirm the current fee schedule with the bank — not published here Confirm the current fee schedule with the bank — not published here
Visit Zenith Bank → Visit GCB Bank → Visit Fidelity Bank →

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Details last checked: July 2026

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