Stanbic Bank Ghana — review & details

In Bank accounts · By the Rateweb editorial team · How we rate · Details checked 30 Jul 2026

Dependable USSD that works anywhere with signal — including abroad — backed by Africa's largest banking group, and a name to ask about scheme mortgages.

Stanbic Bank Ghana

Dependable USSD that works anywhere with signal — including abroad — backed by Africa's largest banking group, and a name to ask about scheme mortgages.
★★★★☆
4.1/5 · How we rate
*715# (works without data, incl. outside Ghana)
U S S D
Bank of Ghana–licensed universal bank
Licence
GDPC-insured up to the statutory limit
Deposit Protection
Confirm the current fee schedule with the bank — not published here
Fees
bank
Type
Pros
  • USSD banking works outside Ghana too
  • Standard Bank Group backing
  • Relevant for public-sector/scheme home loans
Cons
  • In-branch registration required to start
  • App feature set is solid but not the flashiest
Visit Stanbic Bank Ghana

How Stanbic Bank Ghana compares in bank accounts

Stanbic Bank Ghana scores 4.1/5 in our bank accounts rankings. Our current top pick is GCB Bank (4.4/5). Always compare a few before you decide — see the full bank accounts comparison.

Stanbic Bank Ghana
4.1/5 · this page
GCB Bank
4.4/5
Fidelity Bank
4.4/5
U S S D *715# (works without data, incl. outside Ghana) *422# (works across MTN/Telecel/AT, no data needed) *776# (can open a Smart Account on the spot)
Licence Bank of Ghana–licensed universal bank Bank of Ghana–licensed universal bank Bank of Ghana–licensed universal bank
Deposit Protection GDPC-insured up to the statutory limit GDPC-insured up to the statutory limit GDPC-insured up to the statutory limit
Fees Confirm the current fee schedule with the bank — not published here Confirm the current fee schedule with the bank — not published here Confirm the current fee schedule with the bank — not published here
Visit Stanbic Bank Ghana → Visit GCB Bank → Visit Fidelity Bank →

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Details last checked: July 2026

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